Privacy Policy

Effective date: April 01, 2026

Vital Cash Flow (“Company,” “we,” “our,” or “us”) respects your privacy and is committed to protecting your information.

1. Information We Collect

We may collect:

Personal Information

  • Name, email, phone number

  • Business name and contact details

Business & Financial Information

  • Revenue estimates

  • Operational and transaction-related data (for eligibility evaluation)

Technical & Usage Data

  • IP address, browser type, device information

  • Pages visited, time on site, referring URLs

2. How We Use Information

We use information to:

  • Evaluate eligibility for capital programs

  • Provide services and operational support

  • Communicate with you

  • Improve website functionality and performance

  • Prevent fraud and maintain security

  • Comply with legal obligations

3. How We Share Information

We do not sell personal information.

We may share information with:

  • Service providers (hosting, CRM, analytics, communications)

  • Payment processors and financial partners

  • Technology partners supporting ordering, AI, or infrastructure

  • Legal or regulatory authorities when required

All partners are expected to maintain appropriate confidentiality and security standards.

4. Cookies & Tracking Technologies

We use cookies and similar technologies to:

  • Improve user experience

  • Analyze performance

  • Support marketing and retargeting

You can control cookies through your browser settings.

5. Data Retention

We retain information only as long as necessary to:

  • Provide services

  • Meet legal and compliance obligations

  • Resolve disputes and enforce agreements

6. Data Security

We implement commercially reasonable safeguards, including:

  • Secure hosting environments

  • Encryption where appropriate

  • Access controls and monitoring

However, no system is 100% secure.

7. Your Privacy Rights (CCPA/CPRA)

If you are a California resident, you may have the right to:

  • Request access to your personal information

  • Request deletion of your data

  • Correct inaccurate information

  • Opt out of certain data uses

To exercise your rights:

We will verify your request before processing.

8. Third-Party Links

Our website may contain links to third-party sites. We are not responsible for their privacy practices.

9. Updates

We may update this Privacy Policy at any time. Continued use of the site constitutes acceptance of changes.