Get Cash Upfront.
Own Your Cash Flow.
Get cash upfront by converting future sales into today’s cash — not a loan. Plus, access restaurant-owned eCommerce that keeps your cash flowing and builds long-term business value you own.
Access cash in as little as 24 hours.
👉👉 Starting at $25,000 for well-qualified restaurants seeking immediate cash flow and independence from third-party apps.
Get Cash Upfront.
Own Your Cash Flow.
Get cash upfront by converting future sales into today’s cash — not a loan. Plus, access restaurant-owned eCommerce that keeps your cash flowing and builds long-term business value you own. Access cash in as little as 24 hours.
👉 Starting at $25,000 for well-qualified restaurants seeking immediate cash flow and independence from third-party apps.
Integrate with up to 50 Leading Restaurant POS Systems
No Changing How Your Restaurant Runs.
Tired of Renting Your Own Customers?
👉 Third-party apps eat your margins and own the customer relationship.
It’s time to flip the script.
The Problem: "The Rental Trap"
Third-party apps:
-Take up to 30% in commissions
-Own your customer demand
-Control repeat transactions
-Build their asset using your transactions
You get volume.
They get the margins & business value.
The Solution: "Restaurant-Owned eCommerce Storefront"
Vital Cash Flow provides:
-Upfront cash (not a loan)
-Restaurant-owned eCommerce storefront
-AI Team to handle orders, guests' loyalty, and automated communications.
You get cash now.
You keep your customers' demand
You build a real business asset over time
👉 “Third-party apps monetize the value of restaurant eCommerce demand better than restaurants do — unless restaurants own the channel.”
We’ve Cracked the Code for Independent Restaurant Growth
1. Instant Cash Flow
Upfront cash through the purchase of future sales — not a loan. Fixed amount. A certain end date.
$25,000 Min Purchase
2. Replace Third-Party Apps
Launch zero-commission, restaurant-owned eCommerce.
-No subscriptions
-No transaction fees
No third-party marketplaces between you and your guest.
3. Own the Demand You Build
As direct orders grow, you earn performance-based ownership (up to 70%) in your eCommerce storefront value — supported by simple AI automation
👉"Smarter than traditional MCAs, loans, and food-and-beverage credit or rewards funding —
“Vital Cash Flow gives independent restaurants upfront cash and a restaurant-owned eCommerce storefront that turns customer demand and transactions into long-term business value — a model proven by third-party apps, but owned by the restaurant.”
Your Proprietary Growth Game
Stop cash flow leaks. Turn everyday high-margin eCommerce orders into long-term business value.
Direct Relationship Rewards (Not Discount Games)
Drive repeat orders, reviews, and referrals with built-in loyalty rewards and Member Wallet — powered by automated paid, earned, and owned traffic — so guests order directly while third-party apps serve mainly as discovery and delivery channels.
People buy more often from restaurants with which they have a direct relationship.
AI Team — 24/7/365
Revenue protection & labor relief:
AI answers calls, texts, and emails
Handles job inquiries
Takes orders and reservations automatically
Demand generation:
Corporate-sponsored meals
Fundraisers
Loyalty campaigns
Reputation, Trust, and Visibility
Review monitoring & responses
Automated guest communications
Journalist spotlights stories, events, & expertise
Always on. No payroll. No training.
Free for 30 days. Optional forever.
Restaurant-owned eCommerce Storefront
Your storefront is:
-Fully funded and branded
-Owned by the restaurant
-Integrated with POS
-Free of third-party commissions
As real orders grow, storefront value grows.
Wall Street cares who owns the customer.
We give that ownership back to restaurants.
👉 Third-party apps proved that aggregating restaurant eCommerce cash flow is extremely valuable. We provide upfront cash and aggregate restaurant-owned eCommerce—so restaurants retain the value of that cash flow. Value reallocated, not reinvented.
Real Results from An Independent Owner
💬 “$50,000 upfront. Not a loan. No commissions. No added payroll.
Over $200,000 in direct online sales—and I own my customer relationships.”
— Andrew L., Independent Restaurant Owner
Based on a single restaurant’s experience. Results may vary.
Start Building Long-Term Independent Restaurant Wealth Today!
Restaurant-owned eCommerce is a cash-flow asset that helps fund long-term business value.
© Copyright 2026. Vital Cash Flow | All rights reserved.
Upfront cash is provided through the purchase of future physical-location sales — not eCommerce sales and not a loan (minimum $25,000). A fixed amount of future sales greater than the cash provided is disclosed in advance, with no interest, subscriptions, or third-party commissions. A 24/7 AI team is included at no cost for 30 days; ongoing services are optional and typically cost less than a part-time employee. Restaurant-owned eCommerce infrastructure, marketing, and distribution are funded by a 15% guest-paid service markup on online orders (no direct merchant cost), allowing restaurants to retain 100% of menu revenue before food, beverage, and packaging costs. Tips are welcome but not expected on digital orders. eCommerce orders typically leverage existing kitchen labor with minimal incremental staffing, making them among the highest-margin sales channels. Digital ownership (up to 70%) applies only to the eCommerce storefront value, not the restaurant business. Results not guaranteed. Examples are illustrative only. Not financial, legal, or investment advice.