Get Cash Upfront.
Own Your Cash Flow.
Convert future sales into today’s cash — not a loan. Plus, access restaurant-owned eCommerce that keeps cash flowing and builds long-term business value you own. Access cash in as little as 24 hours.
👉👉 Starting at $25,000 for well-qualified restaurants seeking immediate cash flow and independence from third-party apps.
Get Cash Upfront.
Own Your Cash Flow.
Get cash upfront by converting future sales into today’s cash — not a loan. Plus, access restaurant-owned eCommerce that keeps your cash flowing and builds long-term business value you own. Access cash in as little as 24 hours.
👉 Starting at $25,000 for well-qualified restaurants seeking immediate cash flow and independence from third-party apps.
Integrate with up to 50 Leading Restaurant POS Systems
No Changing How Your Restaurant Runs.
Predictable Cash Flow Ownership Builds Long-Term Business Value
👉 Third-party apps monetize your eCommerce demand and own the customer relationship.
It’s time to rebalance the model.
The Problem: "The Rental Gap"
Third-party apps:
-Take commissions on orders
-Manage customer demand
-Facilitate repeat transactions
-Aggregate platform enterprise value
Restaurants benefit from order volume.
Platforms retain the margin and customers.
The Solution: "Restaurant-Owned eCommerce Storefront"
Vital Cash Flow provides:
-Upfront cash (not a loan)
-A restaurant-owned eCommerce storefront
-AI Team automation for orders, loyalty, and guest communications improve predictablity.
Get upfront cash today→ Retain ownership of your direct-order cash flow→ Build long-term business value.
👉 “Third-party apps monetize the value of restaurant eCommerce cash flow better than restaurants do — unless restaurants own the channel.”
Growth Built on Owned Cash Flow
The model combines liquidity access with owned ordering systems designed to retain cash flow.
1. Fast Liquidity
Upfront cash through the purchase of future sales — not a loan. Fixed amount. A certain end date.
$25,000 Min Purchase
2. Margin & Demand Retention
A restaurant-owned eCommerce storefront reduces reliance on third-party apps and supports direct guest relationships.
3. Own the Value You Build
As direct orders grow, restaurants may earn performance-based participation in the value created by their owned eCommerce storefront — up to 70%.
👉"Upfront capital combined with an owned ordering system allows restaurants to convert customer demand and transactions into retained cash flow and long-term business value.— a model proven by third-party apps, but owned by the restaurant.”
Demand Ownership as a Growth Asset
Restaurant-owned ordering channels help convert third-party app transactions into retained Cash flow that can be reinvested into operations, staffing, marketing, and guest experience to help build long-term business value.
Customer Demand, Rewards & Traffic
Fully funded Restaurant-owned ordering supports takeout, delivery, catering, group orders, meal planning, and fundraising. Loyalty rewards and a member wallet encourage repeat purchasing and direct guest relationships. Owned, earned, and paid traffic sustain demand, while third-party apps serve discovery and delivery roles.
Restaurants often see higher frequency from guests they can reach and communicate with directly.
AI Team — 24/7/365
Cash Flow Protection & Labor Relief:
-Call, text, and email response
-Orders and reservations
-Job inquiries
-Guest communications
Demand & Cash Flow Generation:
-Sponsored meals
-Fundraisers
-Loyalty reactivation
-Guest promotions
Reputation & Visibility
-Review monitoring & responses
-Automated follow-ups
-Journalist spotlights stories, events, & expertise
Always on. No payroll. No training.
Free for 30 days. Optional forever.
Restaurant-owned eCommerce Storefront
A fully funded and managed eCommerce system designed to convert customer demand into direct transactions, retained margins, and repeat business.
Key characteristics:
-Branded storefront
-POS integrations
-Direct ordering capabilities
-Reduced third-party reliance
-Performance-based participation eligibility (up to 70%
Participation eligibility is tied to storefront order volume, guest engagement, and repeat ordering activity within the restaurant’s owned eCommerce system.
👉Third-party apps proved that aggregating restaurant eCommerce cash flow produces significant enterprise value. Restaurant-owned eCommerce applies the same aggregation logic — with ownership retained by the operator. Value reallocated, not reinvented.
Real Results from An Independent Owner
💬 “$50,000 upfront. Not a loan. No commissions. Over $200,000 in direct online sales — and we now engage directly with our guests.”
— Andrew L., Independent Restaurant Owner
Based on a single restaurant’s experience. Results may vary.
Start Strengthening Your Restaurant’s Cash Flow Today
“Restaurant-owned eCommerce is a cash-flow asset that supports long-term business value."
© Copyright 2026. Vital Cash Flow | All rights reserved.
Upfront cash is provided through the purchase of future physical-location sales, not eCommerce sales, and not a loan (minimum $25,000). A fixed purchase amount of future sales, greater than the cash provided, is disclosed in advance and remitted daily or weekly until a defined end date. No interest, online ordering subscriptions, or third-party commissions apply to the funding structure. The AI team is included for 30 days; ongoing use is optional and typically costs less than a part-time employee. eCommerce infrastructure and marketing distribution are funded through a guest-paid service markup on online orders, allowing restaurants to retain menu revenue before food, beverage, and packaging expenses. Performance participation (up to 70%) applies solely to the participating restaurant’s eCommerce storefront and not to the restaurant entity or Vital Cash Flow. Participation benchmarks and eligibility requirements apply. Results are illustrative only and not guaranteed. Not financial, legal, or investment advice.