
Get cash upfront by converting future sales into today’s cash — not a loan. Plus, access restaurant-owned eCommerce that keeps your cash flowing and builds long-term business value you own.
Access cash in as little as 24 hours.
👉👉 Starting at $25,000 for well-qualified restaurants seeking immediate cash flow and independence from third-party apps.
Get cash upfront by converting future sales into today’s cash — not a loan. Plus, access restaurant-owned eCommerce that keeps your cash flowing and builds long-term business value you own. Access cash in as little as 24 hours.
👉 Starting at $25,000 for well-qualified restaurants seeking immediate cash flow and independence from third-party apps.



👉 Third-party apps eat your margins and take your customers. It’s time to flip the script.

Third-party apps:
-Take up to 30% in commissions
-Own your customer data
-Control repeat business
-Build their asset using your transactions
You get volume.
They get the margins & business value.

Vital Cash Flow provides:
-Upfront cash (not a loan)
-Restaurant-owned eCommerce storefront
-AI Team to handle orders, guests' loyalty, and automated communications.
You get cash now.
You keep your customers.
You build a real business asset over time
👉"eCommerce customers pay more for convenience — which is why third-party apps exist and why you should own your storefront."

$25,000 Min Purchase

-No transaction fees

👉"Smarter than traditional MCAs, loans, and food-and-beverage credit or rewards funding —
“Vital Cash Flow gives independent restaurants upfront cash and a restaurant-owned eCommerce storefront that turns customer demand and transactions into long-term business value — a model proven by third-party apps, but owned by the restaurant.”
Stop cash flow leaks. Turn everyday eCommerce orders into long-term business value.

Increase repeat orders, reviews, and referrals through built-in loyalty and automated communication—so guests order from you, not a marketplace. A simple Member Wallet lets customers store credits, rewards, and gifts, keeping your restaurant top of mind without constant discounting.
People buy more often from restaurants with which they have a direct relationship.

Revenue protection & labor relief:
AI answers calls and texts
Handles job inquiries
Takes orders and reservations automatically
Demand generation:
Corporate-sponsored meals
Fundraisers
Loyalty campaigns
Reputation, Trust, and Visibility
Review monitoring & responses
Automated guest communications
Journalist spotlights stories, events, & expertise
Always on. No payroll. No training.
Free for 30 days. Optional forever.

Your storefront is:
-Fully funded and branded
-Owned by the restaurant
-Integrated with POS
-Free of third-party commissions
As real orders grow, storefront value grows.
Wall Street cares who owns the customer.
We give that ownership back to restaurants.

Based on a single restaurant’s experience. Results may vary.
Restaurant-owned eCommerce is a cash-flow asset that helps fund long-term business value.

© Copyright 2026. Vital Cash Flow | All rights reserved.
Upfront cash is provided through the purchase of future sales from your restaurant’s physical location — not eCommerce sales and not a loan (minimum $25,000). Vital Cash Flow purchases a fixed amount of future physical-location sales greater than the cash provided, fully disclosed in advance, with no interest, transaction fees, subscriptions, or third-party commissions. Separately, a built-in 24/7 AI team is included at no cost for 30 days to help streamline operations, reduce costs, and improve cash flow across your restaurant-owned eCommerce storefront and physical location; AI services are optional after the trial and typically cost less than a part-time employee. Digital ownership (up to 70%) applies only to the eCommerce storefront value, not the restaurant business. As more restaurants participate, shared infrastructure, improved systems, increased business value, and stronger bargaining power compound, while ownership remains with the restaurant. Results are not guaranteed. Examples are illustrative only. This is not financial, legal, or investment advice.