Get Cash Upfront.
Own Your Cash Flow.
We purchase future restaurant sales — not a loan — while providing restaurant-owned ordering designed to retain more cash flow, drive repeat demand, and support long-term business value. Access cash in as little as 24 hours.
👉 We don’t buy debt. We purchase cash flow — starting at $25,000 with fixed remittance and a defined end date. Best for well-qualified independent restaurants working to reduce third-party app commissions.
Get Cash Upfront.
Own Your Cash Flow.
We purchase future restaurant sales — not a loan — while providing restaurant-owned ordering designed to retain more cash flow, drive repeat demand, and support long-term business value. Access cash in as little as 24 hours.
👉 We don’t buy debt. We purchase cash flow — starting at $25,000 with fixed remittance and a defined end date. Best for well-qualified independent restaurants working to reduce third-party app commissions.
Integrated With 50+ POS Systems
No Changing How Your Restaurant Runs.
It’s Time to Rebalance Online Ordering
👉 The real cash flow problem isn’t more orders. It’s leakage.
The Economic Reality
Third-party apps drive discovery — but they also:
→ Take a percentage of every order
→ Keep the customer relationship
→ Control repeat orders
→ Build billion-dollar companies from restaurant transactions
You keep the order volume.
They keep the economics.
SOLUTION:
CASH FLOW RE-ROUTING
Vital Cash Flow helps redirect transaction economics back to the operator through:
→ Upfront cash (not a loan)
→ Restaurant-owned eCommerce
→AI automation to capture & retain demand
→ Participation in value created (performance-based)
Result:
Demand still flows in.
But more cash flow stays with the restaurant.
👉 “The fastest way to increase cash flow isn’t more orders — it’s keeping more cash from the ones you already have.”
How It Works
1. Fast Liquidity
Access upfront cash without a loan — with fixed remittance and a defined end date.
$25,000 Min Purchase
2. Margin & Demand Retention
Restaurant-Owned eCommerce retains margins, reduces app dependency, and helps reinforce cash flow during remittance.
3. Own the Business Value You Build
As performance grows, qualified operators may share in portfolio monetization value created through aggregated storefronts — up to 70%.
👉 “Upfront cash combined with restaurant-owned ordering turns customer demand into retained cash flow and long-term business value — a model proven by third-party apps, but owned by the restaurant.”
Demand Optimization
“Restaurant-owned eCommerce converts third-party app transactions into retained cash flow — money you control and can reinvest into customer demand, operations, or wherever it creates the most long-term business value.”
CUSTOMER DEMAND & ORDER TYPES
Restaurant-Owned eCommerce Ordering Supports:
→ Takeout & flat-rate delivery (guest-paid)
→ Meal Prep & Subscriptions
→ Catering, corporate & group orders
→ Prepaid sponsored & dining experiences
→ Fundraisers & prix-fixe menus
→ Licensing & retail products
Result:
Loyalty rewards and member wallets help drive higher-value orders and deeper guest relationships — increasing direct demand, margins, referrals, and repeat frequency.
Owned + Earned + Paid traffic work together to build sustainable direct demand, while third-party apps continue supporting restaurant discovery and delivery for direct orders.
AI Team — 24/7 Productivity
Cash Flow Protection & Labor Relief:
→ Calls answered to prevent missed orders
→ Orders & reservations captured automatically
→ Guest inquiries handled instantly
→ Job applicants pre-screened
Demand & Cash Flow Generation:
→ Past guests reactivated automatically
→ Promotions launched without staff time
→ Sponsored meals paid upfront
→ Fundraisers activated & tracked
Reputation Management & Visibility
→ Reviews monitored across platforms
→ Review responses posted in real time
→ AI Journalist promotes events, stories & expertise
After reducing app fees, labor automation is the next fastest driver of cash flow.
Always on. No payroll. No training.
Free 30 days. Then, typically, less than a part-time employee.
Restaurant-owned eCommerce Storefront
A funded, fully managed ordering infrastructure designed to retain more cash flow and increase repeat demand.
Core infrastructure includes:
→ Branded storefront ownership
→ POS integrations
→ Direct guest relationships
→ Reduced third-party reliance
→ Participation eligibility (up to 70%)
As storefront performance grows, qualified operators may participate in potential future portfolio monetization value based on performance tiers. Eligibility is performance-based and not guaranteed.
👉 Third-party apps use restaurant online orders to build billion-dollar companies. Restaurant-owned eCommerce uses the same model — but instead of keeping all the value, qualified restaurants may participate in the value their own storefront creates. Value reallocated, not reinvented.
Results From An Independent Restaurant Owner
💬 “$50,000 upfront. Not a loan. No commissions. Over $200,000 in direct online sales — and we now engage directly with our guests.”
— Andrew L., Independent Restaurant Owner
Based on a single restaurant’s experience. Results may vary.
Strengthen Cash Flow Without Changing How You Operate
Upfront capital combined with owned ordering converts customer demand into retained cash flow and long-term business value.
© Copyright 2026. Vital Cash Flow | All rights reserved.
Upfront cash is provided through the purchase of future physical-location sales — including eCommerce sales — and is not a loan (minimum $25,000), with a fixed purchase amount, greater than the funding provided, remitted daily or weekly until a defined end date, and no interest applied. Because short-term cash flow demand is often driven by structural margin leaks — including third-party app commissions, limited direct ordering infrastructure, weak repeat retention, and labor tied to phone ordering — restaurant-owned eCommerce ordering and an AI Team are made available to help capture demand and reinforce cash flow. The AI Team is included for 30 days; ongoing use is optional and typically costs less than a part-time employee, while eCommerce infrastructure is funded through a guest-paid service markup on online orders, allowing restaurants to retain menu margins. Participation (up to 70%) applies only to each individual eCommerce storefront, subject to qualification tiers, and applies only in the event of a future portfolio monetization event at the platform's discretion. Results are not guaranteed. This is not financial, legal, or investment advice.