Vital Cash Flow™ Wealth Building Calculator
Turn payment & third-party app fees into long-term business value.(educational only).
eCommerce payment and third-party app fee savings can be redirected to support long-term stability and business value. Clickgrub eCommerce and AI Team Members already provide educational, communication, and operational tools—any financial platforms referenced below are optional and fully owner-directed.
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💼 eCommerce Savings
Required for this example. Enter your estimated monthly eCommerce card transaction volume.
Example only. Your actual savings depend on processing setup and pricing.
Calculated from your monthly eCommerce card volume and the example rate above.
Required for this example. Enter your estimated monthly third-party app savings.
Required for this example.Enter the number of years you plan to redirect savings to build long-term business value.
Hypothetical illustration only. Not a market return, investment projection, or recommendation. Some owners choose to work with third-party financial platforms or licensed professionals to explore options.
Illustrative Business Value & Owner Options (Educational)
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Enter required fields (Step 1, Step 3, and Step 4) to see an example.
Example total monthly savings self-redirected
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Complete Step 1, Step 3, and Step 4 to see an example monthly breakdown.
Total self-redirected (example)
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Estimated value uplift (example)
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Fees You Keep vs. Value You Can Create (Illustrative)
Self-redirected from eCommerce fee savings (example)
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Self-redirected from third-party app fee savings (example)
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Potential business value created (example)
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Value multiple on self-redirected total (example)
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💡 Clickgrub eCommerce + optional AI Team Members already cover automation, retention, reactivation, and operating systems—no extra operational tools required.
🏪 Restaurants can earn up to 70% performance-based equity in the restaurant-owned digital storefront we build together (not an investment or security).
🧭 Some owners also explore optional third-party guidance to understand reserves, planning, and risk—owner-directed only.
Year-by-Year Snapshot (Illustrative)
Year Total Self-Redirected Estimated Value Created Estimated Uplift
Owner Education & Optional Financial Guidance (Not Advice)
Clickgrub eCommerce and optional AI Team Members already include the operational tools needed for automation, retention, guest reactivation, training, and systems—so nothing additional is required to build operational value. Restaurants can also earn up to 70% performance-based equity in the restaurant-owned digital storefront we build together.

Some owners—after stabilizing operations and cash flow—choose to explore independent financial platforms or licensed professionals to better understand optional planning concepts such as:
  • Long-term cash management and reserves
  • Owner-directed financial education
  • Risk awareness and liquidity planning
  • Independent guidance from licensed professionals
Below are examples of third-party platforms owners may explore independently (optional):
🔗 Vanguard (Example) 🔗 Fidelity (Example) 🔗 Schwab (Example)
Disclosure: This educational content may be sponsored by third-party platforms, and some links may be referral links. Vital Cash Flow may receive a referral or sponsorship fee if you choose to learn more through these links. We don’t recommend specific products, allocations, or strategies, and we are not compensated based on investment performance or assets invested.
This tool uses a simple illustration model: monthly self-redirected savings plus a hypothetical business value uplift rate over time. It models operational value creation concepts — not investment performance.
Important: This Vital Cash Flow™ tool is for informational and educational purposes only and does not constitute financial, investment, tax, or legal advice. This tool does not model, recommend, or facilitate any securities transactions or investment products. Some educational content may be sponsored, and Vital Cash Flow may receive referral compensation not tied to investment performance or assets. Any financial platforms referenced are optional, third-party resources selected independently by the restaurant owner. Projections are hypothetical examples and not guarantees. Consult licensed professionals where appropriate.

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💰 Get upfront cash through a purchase of future sales — not a loan
⚡ Your cash. Access it in as little as 24 hours

Turn Everyday Expenses Into Long-Term Business Value

🍽 Replace up to $60,000+ per year lost to third-party delivery apps

💳 Eliminate eCommerce transaction fees that eat your margins

📈 Earn up to 70% performance-based equity in your restaurant’s digital storefront

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Wealth Today

Wealth is created by owning cash-flowing assets — not by buying more exposure.

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*We pay for traffic through a small menu market. There is no cost to the restaurant. Vital Cash Flow provides education and technology. All business decisions and outcomes are self-directed by the restaurant owner.