If your credit score is lower than you would like, don’t despair. There are things you can do to improve your score, but it may take time and patience.
Time is on your side
It’s never too late to begin taking control of your credit. Depending on the seriousness of your past and present credit mistakes, it could take several months or even several years to improve your credit score.
Healthy credit habits that can help improve your credit score include …. Credit Score Basics